CPF Interest Calculator
See how your CPF grows over time with compound interest. Includes extra interest for first $60K.
Current CPF Balances
Monthly Contributions
CPF capped at $6,800/month
Total CPF Today
S$ 100,000
Projected Total
S$ 0
Total Interest Earned
S$ 0
Total Contributions
S$ 0
CPF Interest Rates Applied
OA
2.5%
+1% extra*
SA
4.0%
+1% extra*
MA
4.0%
+1% extra*
*Extra 1% interest on first $60K of combined balances (max $20K from OA)
Year-by-Year Projection
| Year | Age | OA | SA | MA | Total |
|---|---|---|---|---|---|
| Click "Calculate CPF Growth" to see projections | |||||
S$ 0
Interest: S$ 0
S$ 0
Interest: S$ 0
S$ 0
Interest: S$ 0
How CPF Interest Works
Base Interest Rates
OA earns 2.5% p.a., while SA and MA earn 4% p.a. Interest is computed monthly and credited at the end of each year.
Extra Interest
Members below 55 earn extra 1% on the first $60K of combined balances, with up to $20K from OA. Members 55+ get extra 2% on the first $30K and extra 1% on the next $30K.
Compound Growth
Interest is compounded annually. Your interest earns interest, leading to exponential growth over decades.
Important Notes
This calculator assumes constant interest rates and contribution patterns. Actual results may vary based on policy changes and life events.
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